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Category:
Insurance Planning

Early Retirement Health Insurance Marketplace Issues

If I Retire Early, Should I Buy Health Insurance Through The Health Insurance Marketplace?

Health insurance coverage is often a primary concern for your clients who are retiring early.  Understanding and weighing options can be complicated and stressful for early retirees. 

To help make the conversation with clients easier, we have created the “If I Retire Early, Should I Buy Health Insurance Through The Health Insurance Marketplace?” flowchart. This particular flowchart was developed in collaboration with Jeff Levine, and is based on the recent Nerd’s Eye View article he wrote covering this topic. This flowchart considers the following:

  • Medicare eligibility
  • Availability of coverage through your former employer 
  • Coverage under your spouse’s health insurance
  • COBRA considerations
  • The Premium Assistance Tax Credit
Related Guides
Health And Life Insurance Policy Issues
Category: Insurance Planning, Client Meetings & Client Service Calendar
Medicare Part A & Part B Eligibility Rules
Category: Insurance Planning, Retirement/Decumulation
Medicare Part B & Part D IRMAA Surcharge Rules
Category: Insurance Planning, Retirement/Decumulation
Medicare Enrollment Penalty Rules
Category: Insurance Planning, Retirement/Decumulation
Medicare Automatic Enrollment Rules
Category: Insurance Planning, Retirement/Decumulation
Healthcare In Retirement Issues
Category: Insurance Planning
Medicare Open Enrollment Decisions
Category: Insurance Planning, Client Meetings & Client Service Calendar, Retirement/Decumulation

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