What Issues Should I Consider When Inheriting A Traditional Or Roth IRA?

Already a Member? Login

GUIDES

All Guides

Inherited IRA rules have become increasingly complex, particularly with the evolving regulations on distributions. To help financial advisors navigate these challenges, we’ve developed the “What Issues Should I Consider When Inheriting a Traditional or Roth IRA?” checklist. This comprehensive guide equips you with the essential planning insights needed to support clients inheriting a Traditional or Roth IRA, helping to align distributions with their broader financial goals.

This checklist covers:

Key distribution rules and nuances that may apply to inherited IRAs.
Potential challenges when multiple beneficiaries are involved.
Factors that impact certain eligible designated beneficiaries.
Tax issues that may arise with inherited IRAs.
Strategies to align inherited IRA distributions with broader financial goals.
Additional planning considerations and important nuances.

Become a Member

View Sample

Related Guides

Should I Inherit My Deceased Spouse’s Traditional IRA?

Category: Retirement / Decumulation, Estate Planning, Assets and Investment Planning

What Issues Should I Consider If I Experience A Sudden Wealth Event?

Category: General, Working / Accumulation Phase, Estate Planning, Life Events

How Must I Take Distributions From My Twice-Inherited Traditional IRA?

Category: Estate Planning, Assets and Investment Planning

How Must I Take Distributions From The Roth IRA I Inherited?

Category: Estate Planning

Getting Your Referral Stats

“I can't say how much I love the product. It is just great. I recommend it to all my colleagues.”

— Robert, an Advisor in Colorado

“With all the aspects of running a business, working with varying client scenarios, and knowing how much information is available, I like being able to look at a flowchart and just see what I need to see.”

— Mike, a financial advisor

“This is probably the best money I have ever spent. I love fpPathfinder!”

— Phillip, an advisor in North Carolina

“The flowcharts give me a lot of confidence. Candidly, I sometimes worry that I might miss something when planning for my clients. The flowcharts give me confidence that I won't.”

— An advisor in Virginia

“Having been trained in a CPA firm, checklists were how everything was done, I was amazed to learn how little checklists were utilized in FP [Financial Planning]. I had created my own but FP Pathfinder has outdone me in creating current issue lists and updates. This is a must for any advisor. ”

— Advisor from California

“fpPathfinder is the only planning tool that tries to address all of the obstacles facing our clients”

— Cathy Curtis, Curtis Financial Planning

“With working from home most of 2020, we wanted to still catch some face time with our clients. We used the checklists and flowcharts to conduct webinars covering various topics. In fact, having the charts readily available, we were able to do many of these on a weekly basis, knowing the material was pretty much already established. We had such great feedback that we are continuing the webinars into 2021. We have many that actually look forward to our meeting times, and found being able to have the flowchart or checklist available to work on their own later was an added bonus.”

— An advisor in Texas

Congrats!

Welcome Aboard!

Account Set-up

Tailor Your Experience

Congrats!