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Working / Accumulation Phase, Assets and Investment Planning, General

What Issues Should I Consider Regarding My Incentive Stock Options?

Incentive Stock Options (ISOs) are a form of equity compensation, offering employees a share in the potential appreciation of a company’s value, with preferential tax treatment. Many of your clients have been (or will be) granted ISOs by their employer during their career. Deciding whether and when to exercise ISOs and sell shares can be difficult and requires cash flow analysis, complex tax planning, and a long-term strategy.

This checklist helps guide your conversations when advising clients regarding their ISOs. It covers:

  • Issues to consider at grant
  • Implications of exercise, including early exercise and post-vesting
  • Tax considerations and the IRC §83(b) election
  • Share ownership and sale strategies
  • Concentration and other risks
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Can I Do A Net Unrealized Appreciation (NUA) Distribution?
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What Issues Should I Consider If I Get A Promotion Or Raise At Work?
Category: Working / Accumulation Phase, General, Life Events
Will I Have To Pay Tax On My Qualified ESPP?
Category: Working / Accumulation Phase, Tax Planning
What Issues Should I Consider Regarding My Non-Qualified Stock Options?
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What Issues Should I Consider Regarding My Restricted Stock Units?
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What Issues Should I Consider With My Employer-Provided Benefits?
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