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Should I Pay Off My Debt(s)?

Debt complicates not only our finances, but our emotions too. Much of the stress surrounding debt simply comes from not addressing it in the first place. It’s time to change that!

With your assistance, clients will have a more productive conversation around debt, develop strong reasons for paying off their debt, and identify the most optimal path for getting there.

This flowchart covers important decision-making factors a client must consider when tackling their debts, such as:

  • Maintaining their emergency fund, despite any potential conflicting priorities.
  • Balancing the importance of paying off debt without jeopardizing any other financial goals they previously set for themselves.
  • Identifying sound rationale and motivations for paying off debt, and determining the best course of action.
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Should I Pay Off My Mortgage?
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“It is very helpful for us when we have a client in and we have an issue at hand. Walking through the checklist helps us big time.”
— William, an advisor In Massachusetts
“I love fpPathfinder. I use it nearly every day. Clients think it is very clear and easy to understand and it has increased our credibility.”
— An advisor in Utah
“This is probably the best money I have ever spent. I love fpPathfinder!”
— Phillip, an advisor in North Carolina
“I really love the concept of fpPathfinder because I spend so much time reinventing the wheel when communicating planning concepts to clients. Moreover, the flowchart format can be used time and time again to produce consistent results.”
— Kevin P, an advisor in Illinois
“fpPathfinder is fantastic. I really can't find any flaws.”
— Joshua, an advisor in Pennsylvania
“I just utilized one of the Roth flowcharts live on the phone with a client. It worked perfectly!”
— Rick, a financial advisor
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— David, an advisor in NY
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