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Category:
Retirement / Decumulation, Tax Planning, Assets and Investment Planning, Life Events

Can I Avoid Taking My RMD After Reaching My Required Beginning Date (RBD)?

The rules surrounding RMDs (Required Minimum Distribution) are complicated and often require a few conversations with clients to help them understand the issues that must be considered.

To help make this easier, we have created the “Can I Avoid Taking My RMD After Reaching My Required Beginning Date (RBD)?” flowchart. This flowchart addresses common questions about RMDs for clients that have reached RMD age, including:

  • What to do if a client forgot to take an RMD
  • How the RMD is calculated
  • How to handle multiple retirement accounts
  • Which RMDs can be combined and which ones can not
  • Considerations if the client is still working or a business owner
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What Issues Should I Consider Before I Retire?
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Will A Distribution From My Roth IRA Be Tax & Penalty-Free?
Category: Retirement / Decumulation
Will A Distribution From My Traditional IRA Be Penalty-Free?
Category: Retirement / Decumulation, Tax Planning, Assets and Investment Planning
Will The Distribution From My HSA Be Tax And Penalty-Free?
Category: Retirement / Decumulation, Assets and Investment Planning

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